Last Updated: May 2026
At the core calculator level, we do not collect, store, transmit, or process any personal or financial data. This tool functions entirely locally within your browser. However, as this website is ad-supported, third-party advertising vendors may collect certain data via cookies.
We use Google AdSense to display advertisements on our site to keep this tool free. Google and its third-party vendors use cookies to serve ads based on your prior visits to our website or other websites on the Internet.
Advertising Cookies: Google's use of advertising cookies enables it and its partners to serve ads to you based on your visit to our site and/or other sites on the Internet.
You may opt out of personalized advertising by visiting Google's Ads Settings or by navigating to www.aboutads.info.
In compliance with the General Data Protection Regulation (GDPR) and the California Consumer Privacy Act (CCPA), our third-party advertising vendors (including Google) may collect data through cookies required to serve ads. For users under GDPR jurisdiction, a consent management platform (CMP) will verify explicit consent before any personalized ads or non-essential cookies are deployed. Under CCPA, users have the right to request information about the data collected and to opt-out.
Google Fonts: We use Google Fonts to provide a visually appealing and consistent typography across our website. When your browser loads these fonts, it may send certain information to Google servers, such as your IP address. You can learn more about Google's data practices in their Privacy Policy.
External Links: Our website contains links to third-party resources, such as the U.S. Department of Labor (DOL), Google Ads Settings, and other informational sites. Once you click these links and exit our website, our privacy policy no longer applies. We strongly encourage you to review the specific privacy structures of these external platforms before engaging with them.
We reserve the right to modify this policy at any time to align with legal requirements. Any modifications will be clearly posted to this page.